Government Loans to Finance Education

If you are a student looking for student loans, then you know exactly what Department of Education loans are. If you are not aware or are looking for more information about this loan, then it is advised that you keep reading

The Role Played By US Department Of Education

The United States Department of Education is involved in providing financial aid to those students who have a poor financial background but are really smart. This financial aid is funded by the government and it is very strict when it comes to providing the loans to those needy students. If you want to apply for this loan, it is important that you gather enough information regarding how to get the loan, how you will pay back and so on.

How to Apply?

If you are going to apply for this loan, then you will need to fill in a form. The form that you need to fill in order to apply is called Free Application for Federal Aid Form (FAFSA). In the form you will have to list down all your personal and family expenditure patterns and you will need to attach prove of your current finical situation. All this will be required by the government in order to calculate the amount of loan you can take out. Once you have been provided with the information, then the department that will be giving you the loan will tell you the amount you will have to contribute towards the student loan and how much the government is willing to pay.

What Are The Necessary Requirements?

In order to qualify for the student loan, you will need to approve it by the authorities. You can easily contact the Department of Education in order to do so. The first main requirement in order to get approval is that you are a citizen of the United States. The other requirements are that your social security number is valid, you are in need of financial help, you have the ability to for higher education, you do not have any credit problems and etc. You will be able to get a list of all the things you require in order to get the loan from the department, so you do not have to worry.

Alternatives

The US Department of Education offers you three options. The first are federal grants. Grants are the finest form of financial aid because there’s no point of repayment of such money. You need to be really quick when it comes to apply for grants because they are given to those usually who have applied for it earlier. I-e a first come, first get basis. If you don’t have enough resources to pay for your college fee then you are eligible for such a form of aid.

The second option offered are student loans Student loans are identical to normal loans but the interest rates are quite low and there are different repayments time periods.

Lastly, they also offer student work programs. Student work programs are kind of part jobs which are offered to students so that they could work in a government agency and earn in order to pay for their tuition fee. Usually these jobs are part time but if they are full time then only a small part of it would be utilized in paying the fee.

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The Alabama Department of Youth Services School District

In 1973, the state of Alabama established The Alabama Department of Youth Services. Its task is to create a comprehensive program that will guide delinquent youths of the state to rehabilitation. The school district was created in 1983. Thus, the Alabama Department of Youth Services became The Alabama Department of Youth Services School District. Under this new department, all educational programs created by the old department will be under its supervision. As a result, three delinquent youth institutions were absorbed by the new department. These are the Alabama Boys Industrial School at Birmingham and in Mt. Meigs, and the Alabama State Training School for Girls.

Vision and Mission of Alabama’s DYS
The Alabama Department of Youth Services School District (DYS) envisions that success can be experienced through the help of an environment educational and promote good values such as life long learning, community, family and good character. In order to achieve this vision, they need to prepare and equip the youth/students through discipline and proper formal education.

Beliefs of Alabama’s DYS
The DYS further believes that, everybody in the community must help participate in creating a better environment, be fair and just, treat others with respect, be responsible, be patient and understanding, admit own mistakes, develop self-esteem, and the learning environment must be orderly, safe as well as secure. These beliefs act as their foundation in helping the delinquent youths become a better person and be prepared for the real world.

Programs of DYS
Aside from values education, other programs include skills development. It is through skills development programs that these delinquent youths are profiting. The DYS understands that some of these youth offenders do not have the access to proper and formal education. As a response, they designed programs that will enhance the skills of a student so that when she/he finishes the program, she/he will have job opportunities.

Some of the created programs were specialized by institutions and some runs generally. The programs run by these institutions are majorly categorized into two: short term and long term programs. Youth offenders are evaluated and a proper program is given. The program continuously runs until such time that the student is ready to go back and start a new life.

Facilities of DYS
Today, the DYS supervises more than three facilities. The following facilities are: Autauga Campus, Chalkville Campus, Mobile Group Home, Mt. Meigs Campus, Thomasville Campus and Vacca Campus. Each institution caters to different types of youth offenders.

Chalkville Campus is located at P.O. Box 9486, Birmingham, Alabama. Their main focus is to help rehabilitate girls usually from 12-18 years old. Some of their programs include, physical education, sex education, campus service projects, general education (GED) preparation, group counseling, drug and alcohol education. They also provide social skills training, value clarification, assertiveness training and medical services. Recently, the Chemical Addiction Program (CAP) was created to strengthen alcohol and drug rehabilitation.

Mt. Meigs Campus is located at P.O. Box 66, 1000 Industrial School Road, Mt. Meigs, Alabama. The campus has 13 dormitories that can hold a total number of 312 delinquent youths. They admit children of up to 21 years old. The campus offers programs that focus on medical, vocational and academic education, psychological services, chronic behavior, assessment as well as treatment for sex offenders and the CAP.

Thomasville Campus is located at P.O. Box 695, 2109 Bashi Road Building 509 Thomasville, Alabama. This campus specializes in offering short term programs for delinquent youths. The programs usually run up to 28 days. The student can be released from the service once he finishes the program.

Off-Site Solutions Recognised by Department of Education

The Building Schools for the Future (BSF) programme, announced in 2004 by New Labour, planned on renovating or rebuilding every English secondary school in a £55 billion scheme.

BSF was cancelled due to coalition spending cuts on the 5th of July 2010, and 719 schools that had been in pre-construction stages were left unable to proceed with their plans. A further 706 schools, having already signed contracts with private construction companies, are to go ahead with works, but have been forced to make substantial savings.

The future for the 719 leftover schools looked bleak. However, a leading off-site construction company have offered up a solution using modular and off-site techniques to lower the cost and enable the remaining schools to be built. A company representative spoke with Milton Keynes MP, Iain Stuart in September, explaining the benefits of off-site construction, and the options available for building schools from standardised modules.

Stewart proceeded to put forward this representation to the Department of Education, and received the following response from Lord Hill, who is responsible for schools capital policy:

“The purpose is to ensure that future capital investment represents good value for money and strongly supports the Government’s ambitions to reduce the deficit, raise standards and tackle disadvantage. Off-site construction…is one of the options under consideration by the Capital Review.”

Lord Hill gave his thanks for raising modular construction methods to his attention and has passed it on to the Capital Review team who he was sure would “find it of value”.

Modular construction techniques provide a cost-effective and efficient alternative to traditional building methods, with a wealth of design opportunity available.

The off-site industry is striving to remove the preconceptions of modular buildings – the modern capabilities being a far cry from the portable classrooms of the 50s – and to show the design flexibility off-site construction can offer.

Modular construction offers broad design flexibility contrary to preconceptions of ‘boxy’ prefabricated buildings of the past. The beauty of many off-site buildings is that they have developed tremendously in terms of visual appeal, and it is often impossible to distinguish them from a traditionally constructed building. Essentially, a menu can be created for schools to be built from, that architects can help to visualise and create.

Innovation in modular buildings over the past 10 years has been significant, making off-site construction even more relevant to the education sector. Corner-Loaded Modules are available that increase design flexibility and generate significant cost savings on site and throughout the life of a building. These hybrid buildings are based around a steel frame, which provides greater architectural freedom in an economical and space-efficient building system. This type of system means the building designer can ‘break out of the box’ and specify modules that are non-rectangular or have internal atria or balconies. The design scope is extensive and this also includes the possibility of corner-to-corner glazed walls, a feature that is becoming very popular in schools.

Off-site capabilities also include energy efficient and sustainable building techniques and materials, as well as a range of environmental additions such as sun tubes and rainwater harvesting. The Hybred® is an innovative modular building solution which offers the potential to achieve ‘A’ rated energy performance, an environmental consideration that is becoming an increasingly important target for schools.

Modular building has been proven to reduce programme times by 50% (PSLG Building June 2010 pp48). The reduction of project time and increased speed of construction mean that buildings can be erected in weeks rather than months; there are no weather constraints as units can be made watertight before arriving on site; and cost certainty can be achieved, because the industry and its techniques are far more predictable than tradition building methods. Statistics show that 99% of off-site projects are completed on time and budget (PSLG Building June 2010 pp48).

With off-site starting out with the prefabricated classrooms of the 50s and 60s, the modular industry has a wealth of knowledge when it comes to meeting schools’ needs. Schools lie at the heart of the community, which means they are often located in built-up residential areas, where long term construction work could cause a nuisance to local residents. Similarly, because of where they are located, access is often difficult and normally restricted. Added to this are the tight deadlines which are imposed due to the need for construction works to be carried out mainly during the school holidays, in order to minimise disruption and prevent health and safety issues on site. Six weeks during the summer is a small window of opportunity in the construction world – and even shorter if you are looking at Christmas, Easter or half term breaks. Being able to create a weathertight seal, often in days, means that even during a two-week half term, the building can be in place with work progressing in the internals – and minimal disruption to the day-to-day activities of the school.

Off-site construction has long presented an attractive option to schools and, in many cases…it is the only practical option.

A leading UK provider of off site construction solutions, Terrapin [http://www.terrapin-ltd.co.uk/education.php] has been in the business of permanent and temporary solutions for 60 years. Off site construction delivers fast, accurate and affordable solutions to permanent, temporary and relocatable building requirements for healthcare, education, developer and commercial projects.

Types Of Financial Assistance From The Department Of Education

What’s the hardest part about obtaining a college degree? Is it passing your subjects? Well, some would possibly think so. Most college students could attest that the most challenging part about getting a college education is, as you may have guessed, paying for your college tuition fees.

Every school year, American college students pay at least $20,000 to cover college tuition fees alone. And as you well know, the costs doesn’t really stop there. You still need to pay for books, allowance, food, transportation, and the list just continues to infinity and beyond.

Perhaps you’ve spent a lot of sleepless nights thinking about it. And perhaps you’d be glad to learn that the United States government, your government, has thought about it as well. In fact, the government has been thinking about it well before 1980.

The United States Government mandated the establishment of United States Department of Education under the Department of Education Organization Act of 1979.

The US Department of Education was basically created to encourage the promotion of student achievement and their preparation for global competitiveness by way of fostering academic excellence and ensuring equal access to quality education.

The department participates in four fundamental activities, including:

a) The development of policies that are associated with federal education funding, the administration of funds and the monitoring of its usage

b) The gathering of data and overseeing of scientific studies in American schools

c) The detection of major issues in education and the development of solutions that would address them

d) The enactment of federal laws that prohibit discrimination in certain programs that receive federal funds.

The Department of Education provides a lot of programs and several other forms of financial assistance which have been proven to be largely helpful for students who are academically deserving but financially challenged.

Some of the services offered by the Department of Education are Grants, in the form of Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Teacher Education Assistance for College and Higher Education Grants, and Iraq & Afghanistan Service Grants; Federal Work-Study Programs, and Federal Loans such as Perkins Loans, Direct Stafford Loans, Direct PLUS Loans, and Direct Loan Consolidation Programs.

Every aspiring university student must always keep in mind that with regards to education, there is always a form of assistance that’s available for everyone. All a student needs to do is understand what she needs and determine where and how she can get it.

Department of Education Student Financial Assistance Can Help

The internet continues to prove itself to be one of the most powerful and versatile resources that individuals can use. The search for money for education is no exception to this. The US Department of Education student financial assistance pages are an excellent example of this. You can access the Department of Education’s page and begin planning your educational career now.

There are a number of significant benefits available to those that visit the US Department of Education student financial assistance pages. Among them is concise information about the federal aid that is available. This information will provide you with a basic understanding that prepares you to approach education funding. The US Department of Education student financial assistance goes well beyond the beginning of securing funding though. It provides information that will be useful for managing your education while in school and managing any remaining debt that you may have when you graduate. The result is a comprehensive resource for your entire educational career.

The fact is that no single site can supply you with all the information that may be useful to you. The US Department of Education’s site provides links to other trusted sites to compliment the resources that it does have. In this way the pages work to provide you with more complete information about the topics that you need to know about. The information is not limited to generalities though. If you are ready to get to the details there is a seamless progression to that on the site.

On the US Department of Education student financial assistance pages you can find links that take you directly to the applications that you need to complete to secure financial aid. It removes the questions of what is next. If you need to apply for aid then you can click the apply for aid link and follow the step-by-step. It really is that simple. You do not need to pay for the information. The US Department of Education student financial assistance pages are free to access and the FAFSA is free to complete and submit. You can literally have an estimate of what you will receive in minutes.

It even provides resources that allow you to search for scholarships that are not government-based. All of this is designed to help you get the money that you need for the education that you want. If you are ready to begin your search into the world of money for education you may want to begin with the US Department of Education’s website. The site offers information for students and financial aid professionals. If you work to help other secure financial the site may prove to be an invaluable resource for you as well.

Filing for financial aid as soon as possible is important. It can help you to secure as much funding as possible in some cases. It can also provide you with additional time to make corrections and seek other funding if necessary. From questions to the application, it is all awaiting you at the US Department of Education website now.

5 Tips To Help You Keep Your Conveyor Chains Operational

Conveyor chains are used to drive different types of conveyor units and use different types of power transmission. If you want to get the most out of your equipment, make sure you maintain them. This is even more important if they are installed in the mining and construction industry. Given below are a few tips that can help you ensure your conveyor chains will continue to work properly.

1. Follow the Maintenance Schedule

First of all, you may want to inspect and service them to ensure proper alignment, lubrication and tension. If inspected on a regular basis, they can last up to 15,000 hours. It’s better if you schedule filter and oil changes every 3 months. On the other hand, the cleaning of bigger parts, such as shafts, machine lubrication and replacement of damaged or worn sprockets and sideplats should be done on an annual basis.

Following the maintenance schedule is paramount, especially if you have installed the conveyor chains in the construction and mining industry.

2. Lubricate Wisely

For smooth operation, conveyor drives and chains should be free of moisture and dust. Most of these systems require petroleum-based oil. It’s not a good idea to opt for heavy greases and heavy oils. The reason is that they are overly stiff and can’t lubricate the system properly. Given below are some common ways of lubricating the conveyor chains. Some of them are listed below:

Stream lubrication
Disk lubrication
Drip lubrication
Manual lubrication

Based on the power and chain speed, the right method can be used. For reducing wear and tear and enjoying all the benefits, it’s important that you lubricate the system properly.

3. Get Heat-Treated Parts

Heat treatment can be used to improve the mechanical components. Therefore, manufacturers control the treatment methods for best results. In other words, to reduce wear and tear, it’s important to perform proper heat treatment.

Case hardness and depth are the two primary parts of component heat transfer. This plays a great role as far as resistance and durability is concerned. If the depth is too much, the parts may break while working due to brittleness.

4. Make sure there is Proper Alignment and Tension

Make sure you check the slack span and chain tension, and perform the required maintenance. If you need to reduce the tension, you can eliminate two pitches and then connect the chain again. However, you may need to replace the entire chain if the wear and tear goes beyond the functional limits.

Also, you may not want to connect new chains to the worn one as it can damage the drive. Misaligned sprockets can also cause the link plates of the roller chain to get a lot of wear and tear.

5. Check the Primary Parts

Typically, conveyor chains have two main parts that go through wear and tear: sprockets and chain. Chain stretching happens due to this very reason and results in the complete replacement of the sprockets and chain.

Therefore, you should inspect conveyor chains for any broken parts, deformation and cracks.

In short, these are the tips you can follow to maintain your roller chains.

5 Benefits Listing Your Business in Internet Directories

You can enjoy a lot of benefits if you have your business listed in an internet directory, such as Top5Biz.com. In fact, the more directories you use the greater number of benefits you can enjoy. Given below are some of the prominent benefits of using these directories. Read on to find out more.

Exposure

We know that proper exposure is required for all types of businesses. The more exposure your business gets, the higher number of visitors will know about your products or services. On the other hand, if your prospective customers can’t find your site, they won’t be able to buy your products or services.

By listing your business website in these directories, you can get the exposure you need. As a matter of fact, a large number of people search these directories in order to find what they are looking for. Their goal is to look for a specific product or service.

Better Ranking

We know that better ranking is important for any website. If your website is indexed in many web directories, it will send a signal to search engine crawlers that your website is authentic. And this will help you get your website ranked on major search engines. As a result, you will be able to enjoy better rankings in major search engines.

These directors get your website ranked better and get the word out about your business. And this is a huge benefit.

Inexpensive Advertising

If you run a business, you know the importance of advertisement. The primary purpose of advertisement is to help clients find your business and know more about it. You may not have a big budget for your advertisement campaigns. This is where you can spend a little money and achieve the purpose by getting your website indexed in internet directories.

Unlike the conventional advertising, business directories are much affordable. Therefore, they can help you save tons of money on advertisement.

Professional Opinion

If you want your business to look professional in the eyes of your visitors, we suggest that you try internet directories. This will help you improve your business status. In other words, this technique will help you make buyers have a professional opinion about your business.

Once your site is listed in these directories, it will look as professional as the top business enterprises out there. Aside from this, your website will be considered an authority in the niche. As a result, you will be able to get more and more customers and clients.

Search Engine Optimization

Internet directories offer another great benefit, which is called search engine optimization. Basically, these directories allow you to get a lot of inbound links. When a visitor finds your site in the directory, they will click he link and get directed to your website. So, this is an effective way of getting a lot of traffic.